National Bankshares Q2 FY26 net income rises 119.7% to $5.03 million; net interest margin widens 44 bps to 3%

PUBT · 21h ago
National Bankshares Q2 FY26 net income rises 119.7% to $5.03 million; net interest margin widens 44 bps to 3%
  • National Bankshares posted net income of USD 5.03 million for the quarter ended June 30, 2026, more than doubled from USD 2.29 million.
  • Diluted EPS rose to USD 0.79 from USD 0.36, while return on average assets climbed to 1.10% from 0.51%.
  • Net interest margin widened to 3.00% from 2.56% on higher loan and securities yields, partly offset by lower interest-bearing deposit yields.
  • Noninterest income increased 16.10% to USD 2.65 million, including a USD 6.57 million gain on an equity investment offset by a USD 6.55 million securities sale loss.
  • Noninterest expense fell 12.10% to USD 9.3 million, reflecting the absence of USD 1.98 million in core system conversion costs booked a year earlier.


Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. National Bankshares Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001193125-26-346967), on August 12, 2026, and is solely responsible for the information contained therein.