First Community FY26 Q2 net income rises 46.15% to $7.6 million; net interest margin widens 31 basis points to 3.5%

PUBT · 21h ago
First Community FY26 Q2 net income rises 46.15% to $7.6 million; net interest margin widens 31 basis points to 3.5%
  • First Community posted Q2 net income of USD 7.6 million, up USD 2.4 million, with diluted EPS of USD 0.80.
  • Net interest income climbed 27.3% to USD 19.5 million; net interest margin widened 31 basis points to 3.5%.
  • Non-interest income rose to USD 5.6 million from USD 4.21 million, driven by investment advisory fees and government guaranteed lending income.
  • Non-interest expense increased to USD 15.27 million from USD 13.08 million, led by higher salaries and employee benefits.
  • Completed the Signature Bank of Georgia merger on Jan. 8, 2026, adding government guaranteed lending and lifting average earning assets by USD 310.6 million.


Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. First Community Corporation published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001552781-26-000438), on August 12, 2026, and is solely responsible for the information contained therein.