Kentucky First Federal FY26 net income climbs to $1.9 million; quarterly net interest income rises 33.9% to $3.1 million

• Kentucky First Federal Bancorp posted net income of $680,000 for the three months ended June 30, 2026, up $504,000 year over year.
• Net interest income climbed 33.9% to $3.1 million on higher interest income, down 17.2% interest expense.
• Provision for credit losses rose to $186,000, reflecting an estimated foreclosure loss, higher loan repricing, inflation, softer real estate prices, economic uncertainty.
• Non-interest income rose 43.2% to $159,000 on higher net gains on loan sales; non-interest expense edged down 0.6% to $2.2 million.
• Assets fell 2.4% to $362.4 million at June 30, 2026; deposits dropped 6% to $260.8 million on lower brokered balances.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Kentucky First Federal Bancorp published the original content used to generate this news brief via GlobeNewswire (Ref. ID: 202608071145PRIMZONEFULLFEED9806029) on August 07, 2026, and is solely responsible for the information contained therein.