On August 7, the Beijing Municipal Housing and Urban-Rural Development Commission, the Beijing Municipal Commission of Planning and Natural Resources, and the Beijing Housing Provident Fund Management Center jointly issued the “Notice on Further Optimizing and Adjusting the City's Real Estate Policy” on the evening of the 7th to moderately raise the maximum loan amount for the Housing Provident Fund. If 1 person in the home buyer's household is an provident fund depositor, the maximum loan amount for the first housing provident fund loan is 1.2 million yuan, and the maximum loan amount for the second housing provident fund loan is 1 million yuan; if both husband and wife are depositors, the maximum loan amount for the purchase of the first housing provident fund loan is 2.4 million yuan, and the maximum loan amount for the second housing provident fund loan is 2 million yuan. If the following conditions are met, the maximum loan amount can be further increased: 1. Households registered in the sixth district of the city can increase by up to 200,000 yuan; 2. If the purchase of housing complies with the city's green construction development support policy, the maximum increase can be increased by 400,000 yuan; 3. For households with two or more children registered in the city, the maximum loan amount can be increased by 400,000 yuan. At the same time, if multiple conditions are met, the maximum loan amount can be added up to 600,000 yuan if 1 person in the home buyer is a depositor; if both husband and wife are depositors, the maximum increase is 1 million yuan. The actual loan amount is determined based on the buyer's ability to repay.

Zhitongcaijing · 2d ago
On August 7, the Beijing Municipal Housing and Urban-Rural Development Commission, the Beijing Municipal Commission of Planning and Natural Resources, and the Beijing Housing Provident Fund Management Center jointly issued the “Notice on Further Optimizing and Adjusting the City's Real Estate Policy” on the evening of the 7th to moderately raise the maximum loan amount for the Housing Provident Fund. If 1 person in the home buyer's household is an provident fund depositor, the maximum loan amount for the first housing provident fund loan is 1.2 million yuan, and the maximum loan amount for the second housing provident fund loan is 1 million yuan; if both husband and wife are depositors, the maximum loan amount for the purchase of the first housing provident fund loan is 2.4 million yuan, and the maximum loan amount for the second housing provident fund loan is 2 million yuan. If the following conditions are met, the maximum loan amount can be further increased: 1. Households registered in the sixth district of the city can increase by up to 200,000 yuan; 2. If the purchase of housing complies with the city's green construction development support policy, the maximum increase can be increased by 400,000 yuan; 3. For households with two or more children registered in the city, the maximum loan amount can be increased by 400,000 yuan. At the same time, if multiple conditions are met, the maximum loan amount can be added up to 600,000 yuan; if 1 person in the buyer's household is a depositor, the maximum increase is 1 million yuan; if both husband and wife are depositors, the maximum increase is 1 million yuan. The actual loan amount is determined based on the buyer's ability to repay.