Northeast Community Bancorp Q2 FY26 net income falls 12.3% to $9.8 million; net interest margin narrows 21 basis points to 5.14%

• Northeast Community Bancorp posted Q2 net income of $9.8 million, down 12.3% from a year earlier.
• Net interest income slipped 1.7% to $24.7 million as net interest margin narrowed 21 basis points to 5.14%.
• Credit loss expense was $860,000, versus no credit loss expense a year earlier, including $680,000 tied to loans.
• Total assets rose 2.5% to $2.1 billion at June 30, while net loans increased 3.2% to $1.9 billion on a $67.2 million jump in construction loans.
• Deposits fell 5.0% to $1.5 billion as CDs dropped $190.8 million, while borrowings more than doubled to $190.0 million.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Northeast Community Bancorp Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001104659-26-092404), on August 07, 2026, and is solely responsible for the information contained therein.