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Credit Corp Group (ASX:CCP) Could Be 28% Undervalued Following Full Year Earnings

Simply Wall St · 2d ago

Why Credit Corp Group Stock Is Back In Focus After Full Year Results

Credit Corp Group (ASX:CCP) has come into focus after releasing full year results to 30 June 2026. The company reported net income of A$105.51 million and higher earnings per share versus the prior year.

See our latest analysis for Credit Corp Group.

The latest full year earnings have put Credit Corp Group back on the radar, yet the share price tells a mixed story. The stock has risen over the past 90 days, with a 13.04% 3 month share price return and a 3.65% 1 month share price return. However, the year to date share price return is down 5.79% and the 1 year total shareholder return is down 18.90%.

If this earnings update has you thinking about what else is moving, it could be a useful time to broaden your search and check out 4 top founder-led companies

Credit Corp Group now has rising earnings and a recent rebound in the share price, yet longer term returns are still weak. Is this a strong business that the market is undervaluing, or already charging a full price?

Most Popular Narrative: 27.9% Undervalued

The most followed narrative values Credit Corp Group at A$18.51 per share, compared with the last close of A$13.35. That gap rests on some very specific growth and profitability assumptions.

The analysts have a consensus price target of A$18.51 for Credit Corp Group based on their expectations of its future earnings growth, profit margins and other risk factors. However, there is a degree of disagreement amongst analysts, with the most bullish reporting a price target of A$23.3, and the most bearish reporting a price target of just A$12.3.

Read the complete narrative. Read the complete narrative.

Want to understand why Credit Corp Group's fair value sits well above today's price? The narrative leans on measured revenue growth, steady margins and a higher future earnings multiple. Curious which assumptions matter most and how they link back to that A$18.51 figure? The full breakdown lays out the numbers that underpin this valuation call.

Result: Fair Value of A$18.51 (UNDERVALUED)

Have a read of the narrative in full and understand what's behind the forecasts.

However, Credit Corp Group still faces meaningful risks. A weaker Australia and New Zealand debt buying market or tougher regulatory outcomes could quickly challenge the optimistic valuation narrative.

Find out about the key risks to this Credit Corp Group narrative.

Next Steps

With both risks and rewards in play for Credit Corp Group, it may be useful to review the underlying data and consider your position. To see how the current concerns and potential upsides compare, take a close look at the 4 key rewards and 2 important warning signs

Looking for more investment ideas beyond Credit Corp Group?

If Credit Corp Group has sharpened your focus, do not stop there. Fresh ideas from different corners of the market can help you build a stronger watchlist.

This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.