On August 6, as a buyer, the reporter visited or telephoned a number of banks in Beijing, Guangzhou, Hangzhou, etc., and found that most banks still have mortgage interest rates of no less than 3%. Some foreign banks can provide housing loans with interest rates below 2.8%, but such low-interest loans set thresholds for customer qualifications and cooperation channels. Some banks said that although it is impossible to lower interest rates on loans, they can give buyers certain housing price concessions through cooperative real estate.

On August 6, as a buyer, the reporter visited or telephoned a number of banks in Beijing, Guangzhou, Hangzhou, etc., and found that most banks still have mortgage interest rates of no less than 3%. Some foreign banks can provide housing loans with interest rates below 2.8%, but such low-interest loans set thresholds for customer qualifications and cooperation channels. Some banks said that although it is impossible to lower interest rates on loans, they can give buyers certain housing price concessions through cooperative real estate.