OCBC 1H26 net profit climbs 13% to S$4.19 billion; total income rises 11% to S$8 billion

• OCBC posted a record 1H26 net profit of S$4.19 billion, up 13% year-on-year; 2Q26 net profit climbed 22% to S$2.22 billion.
• Total income rose 11% to S$8.00 billion as non-interest income jumped 36% to S$3.51 billion, offsetting a 3% drop in net interest income to S$4.49 billion.
• Net interest margin narrowed 25 basis points to 1.73%; cost-to-income ratio improved 0.4 percentage points to 38.5%.
• Interim dividend was lifted 15% to 47 Singapore cents per share, a 50% payout ratio; the group reiterated plans to complete its S$2.5 billion capital return by FY26.
• Customer loans increased 11% to S$364 billion while deposits grew 13% to S$459 billion; NPL ratio held at 0.9% with NPA coverage at 163%.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. OCBC - Oversea-Chinese Banking Corporation Ltd. published the original content used to generate this news brief via Singapore Exchange Limited (SGX) (Ref. ID: R4E7198WNRDXMGOU) on August 06, 2026, and is solely responsible for the information contained therein.