Citizens Community Bancorp Q2 FY26 net income drops 66.67% to $1.1 million

• Citizens Community Bancorp posted Q2 net income of $1.1 million, down from $3.3 million a year earlier; diluted EPS fell to $0.11 from $0.33.
• Net interest income rose to $13.5 million from $13.3 million, as lower deposit costs offset weaker loan interest income tied to prior-year payoffs.
• Provision for credit losses more than doubled to $4.33 million from $1.35 million, driven by higher specific reserves on nonaccrual loans and $1.4 million of charge-offs.
• Non-interest income slipped to $2.61 million from $2.84 million on lower loan-sale gains; non-interest expense edged down to $10.55 million from $10.75 million.
• Nonperforming assets climbed to $32.43 million at June 30, 2026 from $16.71 million at Dec. 31, 2025, led by new nonaccrual loan additions.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Citizens Community Bancorp Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001367859-26-000050), on August 06, 2026, and is solely responsible for the information contained therein.