SB Financial Q2 FY26 net income rises 16.7% to $4.5 million; operating revenue increases 4.5% to $17.9 million

• SB Financial Group posted Q2 net income of $4.5 million, up 16.7%, with diluted EPS of $0.72.
• Operating revenue rose 4.5% to $17.9 million, while net interest income climbed to $13 million as net interest margin narrowed 5 basis points to 3.43%.
• Provision for credit losses fell to $299,000 from $597,000, with net chargeoffs of $193,000 and delinquent loans at $3.8 million, or 0.32%.
• Noninterest income edged down to $5 million as net mortgage banking revenue slipped to $1.92 million; mortgage originations fell 19% to $79.3 million.
• Total assets increased 4.8% since year-end to $1.62 billion, while deposits grew 6.4% to $1.39 billion and borrowed funds declined to $59.3 million.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. SB Financial Group Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001213900-26-086100), on August 06, 2026, and is solely responsible for the information contained therein.