TransUnion says US credit card balances rise 4.4% YoY to $1.14 trillion in Q2 2026

PUBT · 2d ago
TransUnion says US credit card balances rise 4.4% YoY to $1.14 trillion in Q2 2026
  • TransUnion flagged steady credit access growth with debt expansion moderating; balance-level credit card delinquency held near-flat at 1.98% in Q2 2026.
  • Non-mortgage minimum payments rose 1%-3% year over year across most risk tiers, signaling manageable debt servicing despite affordability pressure.
  • Bankcard originations climbed 11.8% to 21 million in Q1 2026; total balances rose 4.4% to $1.14 trillion.
  • Unsecured personal loan balances increased 9.6% to $281 billion; originations rose 19.5%, led by subprime growth.
  • Mortgage originations jumped 26% to 1.24 million; 60+ DPD mortgage delinquency rose to 1.56%, with risk concentrated in FHA loans.


Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. TransUnion published the original content used to generate this news brief on August 06, 2026, and is solely responsible for the information contained therein.