According to the latest data from the Banking Industry Financial Registration and Custody Center, as of the end of June 2026, the total investment assets of wealth management products were 36 trillion yuan, with a public fund allocation of 2.52 trillion yuan, an increase of 1.9 percentage points compared to the beginning of the year, reaching a record high of 7.0%, and making it the fourth largest asset category for wealth management products, after bonds, cash, bank deposits, and interbank deposits. In the context of shrinking supply of traditional high-quality assets, pressure on market returns, and deepening net worth transformation, wealth management products can use bond funds to flexibly adjust portfolio periods, smooth net worth fluctuations by allocating amortized cost and debt bases, rely on ETFs to achieve efficient placement of equity assets, and use standardized fund trading mechanisms to improve position adjustment efficiency and capital operation efficiency. It is the release of the value of this series of instruments that forms the core logic that wealth management products have continued to increase the allocation of public funds in recent years.

According to the latest data from the Banking Industry Financial Registration and Custody Center, as of the end of June 2026, the total investment assets of wealth management products were 36 trillion yuan, with a public fund allocation of 2.52 trillion yuan, an increase of 1.9 percentage points compared to the beginning of the year, reaching a record high of 7.0%, and making it the fourth largest asset category for wealth management products, after bonds, cash, bank deposits, and interbank deposits. In the context of shrinking supply of traditional high-quality assets, pressure on market returns, and deepening net worth transformation, wealth management products can use bond funds to flexibly adjust portfolio periods, smooth net worth fluctuations by allocating amortized cost and debt bases, rely on ETFs to achieve efficient placement of equity assets, and use standardized fund trading mechanisms to improve position adjustment efficiency and capital operation efficiency. It is the release of the value of this series of instruments that forms the core logic that wealth management products have continued to increase the allocation of public funds in recent years.