According to public information from the Banking Industry Credit Asset Registration and Transfer Center, since this year, there have been more than 1,800 non-performing loan transfer announcements across the industry. Various types of non-performing loans, such as retail and public sector, have been “listed” in batches. The transferors cover various banking institutions such as major state-owned banks, joint stock banks, and local small and medium-sized banks. In this round of the banking industry's non-performing asset clearance process, the bank disposal path shows a clear pattern of differentiation: major state-owned banks rely on market-based platforms to carry out batch transfers, while small and medium-sized banks implement a “full staff promotion and full staff settlement” model according to local conditions to take more measures to reduce the stock of non-performing loans and mitigate operating risks.

According to public information from the Banking Industry Credit Asset Registration and Transfer Center, since this year, there have been more than 1,800 non-performing loan transfer announcements across the industry. Various types of non-performing loans, such as retail and public sector, have been “listed” in batches. The transferors cover various banking institutions such as major state-owned banks, joint stock banks, and local small and medium-sized banks. In this round of the banking industry's non-performing asset clearance process, the bank disposal path shows a clear pattern of differentiation: major state-owned banks rely on market-based platforms to carry out batch transfers, while small and medium-sized banks implement a “full staff promotion and full staff settlement” model according to local conditions to take more measures to reduce the stock of non-performing loans and mitigate operating risks.