National Bank of Greece 1H26 profit after tax falls 5.8% to EUR 661 million; 2Q26 net interest income rises 2.6% quarter-on-quarter to EUR 555 million

• National Bank of Greece posted 1H26 profit after tax of EUR 661 million, down 5.8% year-on-year; RoTE eased 0.8 percentage points to 15.5%.
• 2Q26 profit after tax fell 7.7% quarter-on-quarter to EUR 317 million, while net interest income rose 2.6% to EUR 555 million.
• Net fee and commission income climbed 10% year-on-year to EUR 243 million in 1H26, accelerating 13.9% quarter-on-quarter to EUR 129 million in 2Q26.
• Operating expenses increased 8.4% year-on-year to EUR 489 million in 1H26; cost-to-income widened 2.2 percentage points to 34.7%.
• Updated FY26 guidance targets NIM of about 280 bps, EPS above EUR 1.4, RoTE above 15%, and NPE ratio below 2.4%.

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