BanBajío 2Q26 net income falls 2.2% YoY to 2.12 billion pesos; revenue drops 2.8% YoY to 5.98 billion pesos

• BanBajío posted 2Q26 net income of MXN 2.12 billion, down 2.2% year over year, while total revenues slipped 2.8% to MXN 5.98 billion.
• Financial margin fell 3.4% from a year earlier to MXN 5.22 billion, as net interest margin narrowed 71 basis points year over year to 6.86%.
• Non-interest income rose 1.5% year over year to MXN 761 million; trading income increased 4.7% to MXN 291 million.
• Total loan portfolio grew 11.8% year over year to MXN 296.35 billion; total deposits climbed 9.8% to MXN 288.66 billion.
• Asset quality held with an NPL ratio of 1.8% and a 99.4% coverage ratio; efficiency ratio was 44% and ROAE 17.4%.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Banco del Bajío SA Institución de Banca Múltiple published the original content used to generate this news brief on July 29, 2026, and is solely responsible for the information contained therein.