ENB Financial Q2 FY26 net income slips 1.8% to $5.7 million

• ENB Financial posted Q2 net income of $5.7 million, down 1.8% year over year; EPS slipped to $1 from $1.02.
• Net interest income climbed 17.7% to $20.78 million, while noninterest expense jumped 31.2% to $18.27 million.
• Profitability weakened, with ROA falling 0.11 percentage points to 0.95% and ROE dropping 3.51 percentage points to 13.73%.
• The quarter included a $462,000 release of provision for credit losses, versus a $126,000 provision expense a year earlier.
• The Cecil Bancorp acquisition closed Feb. 1, adding $147.4 million of net loans and $186.38 million of deposits; merger-related charges were $1.24 million net of taxes.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. ENB Financial Corp. published the original content used to generate this news brief on July 24, 2026, and is solely responsible for the information contained therein.