Northeast Community Bancorp Q2 FY26 net income falls 12.34% to $9.8 million

• Northeast Community Bancorp Q2 net income fell 12.32% to $9.8 million; diluted EPS dropped 12.2% to $0.72.
• Net interest income edged down 1.7% to $24.7 million; net interest margin narrowed 21 basis points to 5.14%.
• Provision for credit losses rose to $860,000 from no expense; net charge-off ratio increased 0.02 percentage points to 0.11%.
• Construction loan commitments and loans-in-process jumped 38.9% from Q2 2025; total unfunded loan commitments reached over $883 million.
• Deposits declined 5% since Dec. 31 to $1.54 billion; borrowings more than doubled to $190 million as it reduced higher-rate brokered CDs.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Northeast Community Bancorp Inc. published the original content used to generate this news brief via GlobeNewswire (Ref. ID: 202607241400PRIMZONEFULLFEED9767779) on July 24, 2026, and is solely responsible for the information contained therein.