Oregon Pacific Bancorp Q2 FY26 net income rises 16.2% to $2.8 million; net interest margin widens 6 bps to 4.19%

PUBT · 1d ago
Oregon Pacific Bancorp Q2 FY26 net income rises 16.2% to $2.8 million; net interest margin widens 6 bps to 4.19%
  • Oregon Pacific Bancorp posted Q2 2026 net income of $2.8 million, up 16.22% from Q1 2026, with diluted EPS of $0.38.
  • Net interest margin widened 6 basis points to 4.19%, while total interest expense fell 3.29% to $2.38 million.
  • Period-end deposits edged up 0.3% to $708.7 million, as demand balances rose $17.8 million while money market and savings fell $16.3 million.
  • Classified assets climbed to $19.5 million from Q1 on downgrades tied to a $7.4 million multi-family construction project and a $2.7 million nonprofit relationship.
  • Miguel M. Santos joined as Senior Trust & Business Development Officer in Portland; Joe Carmichael was promoted to SVP, Commercial Lending Team Leader for Eugene.


Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Oregon Pacific Bancorp published the original content used to generate this news brief via Business Wire (Ref. ID: 20260723483941) on July 23, 2026, and is solely responsible for the information contained therein.