Here Are the New Average Social Security Benefits in 2026 for Retirees of Every Age

Average Social Security checks are increasing in 2026. If you are collecting Social Security benefits, you must be aware of how the increase will impact the money that Social Security provides you. You can also look at average benefits to see how far Social Security goes.

So, what will average benefits look like for typical seniors in 2026? Here's what you need to know.

Average Social Security checks for retirees of every age in 2026

The table below shows the approximate average Social Security checks for retirees by age and gender in 2026.

It is based on applying the 2.8% Social Security COLA to the average benefit as of June 2025, the most recent time period for which data is available.

Age	Average Social Security Benefit	2026 COLA Amount	Average Social Security Benefit in 2026
62	$1,377	$38	$1,415
63	$1,392	$39	$1,431
64	$1,447	$40	$1,487
65	$1,612	$46	$1,658
66	$1,808	$51	$1,859
67	$1,962	$55	$2,017
68	$2,003	$56	$2,059
69	$2,052	$57	$2,109
70	$2,187	$61	$2,248
71	$2,157	$60	$2,217
72	$2,138	$60	$2,198
73	$2,125	$59	$2,184
74	$2,092	$59	$2,151
75	$2,084	$59	$2,143
76	$2,097	$59	$2,156
77	$2,082	$59	$2,141
78	$2,089	$58	$2,147
79	$2,056	$58	$2,114
80	$2,038	$57	$2,095

Average benefits aren't very high

As you can see, the average Social Security checks aren't very high. Benefits are intended only to replace around 40% of pre-retirement income. You therefore need to supplement them with retirement investments.

Be sure that you have plenty of money in your retirement plans before retiring, and invest wisely so you can still have a comfortable retirement even if Social Security pays a small percentage of your expenses.

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