Dividend Stocks To Consider In January 2026

As the U.S. markets experience a slight pullback after reaching new all-time highs, investors are closely monitoring economic indicators and geopolitical developments that could influence future performance. In this environment, dividend stocks remain an attractive option for those seeking steady income and potential capital appreciation, as they often provide stability amid market fluctuations.

Top 10 Dividend Stocks In The United States

Name	Dividend Yield	Dividend Rating
Provident Financial Services (PFS)	4.80%	★★★★★★
Peoples Bancorp (PEBO)	5.33%	★★★★★★
OTC Markets Group (OTCM)	4.62%	★★★★★★
OceanFirst Financial (OCFC)	4.63%	★★★★★★
First Interstate BancSystem (FIBK)	5.10%	★★★★★★
Farmers National Banc (FMNB)	5.16%	★★★★★★
Ennis (EBF)	5.53%	★★★★★★
Dillard's (DDS)	4.79%	★★★★★★
Columbia Banking System (COLB)	5.12%	★★★★★★
Citizens & Northern (CZNC)	5.59%	★★★★★★

Click here to see the full list of 121 stocks from our Top US Dividend Stocks screener.

Let's uncover some gems from our specialized screener.

Citizens Financial Services (CZFS)

Simply Wall St Dividend Rating: ★★★★☆☆

Overview: Citizens Financial Services, Inc. is a bank holding company that offers a range of banking products and services to individual, business, governmental, and institutional customers with a market cap of $274.35 million.

Operations: Citizens Financial Services, Inc. generates its revenue primarily through its Community Banking segment, which accounted for $107.40 million.

Dividend Yield: 3.5%

Citizens Financial Services offers a stable and reliable dividend history, with consistent payments over the past decade and a low payout ratio of 27.7%, suggesting dividends are well-covered by earnings. Recent earnings growth, with net income rising to US$10.01 million in Q3 2025 from US$7.54 million the previous year, supports this stability. However, its dividend yield of 3.47% is below the top tier in the U.S., potentially limiting appeal for yield-focused investors.

• Get an in-depth perspective on Citizens Financial Services' performance by reading our dividend report here.
• The valuation report we've compiled suggests that Citizens Financial Services' current price could be quite moderate.

Community Trust Bancorp (CTBI)

Simply Wall St Dividend Rating: ★★★★★☆

Overview: Community Trust Bancorp, Inc. operates as the bank holding company for Community Trust Bank, Inc., with a market cap of $1.03 billion.

Operations: Community Trust Bancorp, Inc. generates revenue primarily through its Community Banking Services segment, which accounts for $266.61 million, along with contributions from its Holding Company segment at $96.77 million.

Dividend Yield: 3.7%

Community Trust Bancorp maintains a reliable dividend history with stable payments over the past decade and a manageable payout ratio of 37.4%, indicating dividends are well-covered by earnings. Recent net income growth to US$23.91 million in Q3 2025, up from US$22.14 million the previous year, underscores financial stability. However, its 3.71% yield is below top-tier U.S. dividend payers, which may limit attractiveness for those seeking higher yields despite trading at a significant discount to estimated fair value.

• Click to explore a detailed breakdown of our findings in Community Trust Bancorp's dividend report.
• In light of our recent valuation report, it seems possible that Community Trust Bancorp is trading behind its estimated value.

Provident Financial Services (PFS)

Simply Wall St Dividend Rating: ★★★★★★

Overview: Provident Financial Services, Inc., with a market cap of $2.63 billion, operates as the bank holding company for Provident Bank, offering a range of banking products and services to individuals, families, and businesses in the United States.

Operations: Provident Financial Services, Inc. generates revenue of $836.92 million through its traditional banking and other financial services segments.

Dividend Yield: 4.8%

Provident Financial Services offers a robust dividend profile with a 4.8% yield, placing it among the top 25% of U.S. dividend payers. The company has consistently increased dividends over the past decade, supported by stable earnings and a low payout ratio of 48.8%. Recent financials show net income growth to US$71.72 million in Q3 2025 from US$46.41 million the previous year, reinforcing its ability to sustain and grow dividends while trading below estimated fair value.

• Navigate through the intricacies of Provident Financial Services with our comprehensive dividend report here.
• According our valuation report, there's an indication that Provident Financial Services' share price might be on the cheaper side.

Taking Advantage

• Investigate our full lineup of 121 Top US Dividend Stocks right here.
• Have you diversified into these companies? Leverage the power of Simply Wall St's portfolio to keep a close eye on market movements affecting your investments.
• Simply Wall St is a revolutionary app designed for long-term stock investors, it's free and covers every market in the world.

Ready To Venture Into Other Investment Styles?

• Explore high-performing small cap companies that haven't yet garnered significant analyst attention.
• Fuel your portfolio with companies showing strong growth potential, backed by optimistic outlooks both from analysts and management.
• Find companies with promising cash flow potential yet trading below their fair value.

This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team@simplywallst.com