Analysts at China Galaxy International wrote in a report that the Indonesian banking sector is expected to have a positive year. Demand for corporate loans is expected to improve in 2026 due to increased government spending and greater policy clarity. “The bank's monthly financing costs have improved since [September 2025], and we think this will provide a good foundation,” these analysts said. China Galaxy International maintained its rating of increasing holdings in the Indonesian banking sector, saying that the prospects for loan demand are optimistic and that financing costs for lenders continue to improve. Bank Mandiri and Bank of Central Asia are individual stocks in their preferred sector for reasons such as their expertise in wholesale banking business.

Analysts at China Galaxy International wrote in a report that the Indonesian banking sector is expected to have a positive year. Demand for corporate loans is expected to improve in 2026 due to increased government spending and greater policy clarity. “The bank's monthly financing costs have improved since [September 2025], and we think this will provide a good foundation,” these analysts said. China Galaxy International maintained its rating of increasing holdings in the Indonesian banking sector, saying that the prospects for loan demand are optimistic and that financing costs for lenders continue to improve. Bank Mandiri and Bank of Central Asia are individual stocks in their preferred sector for reasons such as their expertise in wholesale banking business.