Sharjah Islamic Bank PJSC (ADX:SIB) stock most popular amongst retail investors who own 54%, while private equity firms hold 28%

Simply Wall St · 4d ago

Key Insights

  • Sharjah Islamic Bank PJSC's significant retail investors ownership suggests that the key decisions are influenced by shareholders from the larger public
  • A total of 13 investors have a majority stake in the company with 46% ownership
  • Institutions own 17% of Sharjah Islamic Bank PJSC

To get a sense of who is truly in control of Sharjah Islamic Bank PJSC (ADX:SIB), it is important to understand the ownership structure of the business. The group holding the most number of shares in the company, around 54% to be precise, is retail investors. Put another way, the group faces the maximum upside potential (or downside risk).

And private equity firms on the other hand have a 28% ownership in the company.

Let's take a closer look to see what the different types of shareholders can tell us about Sharjah Islamic Bank PJSC.

Check out our latest analysis for Sharjah Islamic Bank PJSC

ownership-breakdown
ADX:SIB Ownership Breakdown January 7th 2026

What Does The Institutional Ownership Tell Us About Sharjah Islamic Bank PJSC?

Institutions typically measure themselves against a benchmark when reporting to their own investors, so they often become more enthusiastic about a stock once it's included in a major index. We would expect most companies to have some institutions on the register, especially if they are growing.

As you can see, institutional investors have a fair amount of stake in Sharjah Islamic Bank PJSC. This suggests some credibility amongst professional investors. But we can't rely on that fact alone since institutions make bad investments sometimes, just like everyone does. When multiple institutions own a stock, there's always a risk that they are in a 'crowded trade'. When such a trade goes wrong, multiple parties may compete to sell stock fast. This risk is higher in a company without a history of growth. You can see Sharjah Islamic Bank PJSC's historic earnings and revenue below, but keep in mind there's always more to the story.

earnings-and-revenue-growth
ADX:SIB Earnings and Revenue Growth January 7th 2026

We note that hedge funds don't have a meaningful investment in Sharjah Islamic Bank PJSC. Sharjah Asset Management is currently the company's largest shareholder with 28% of shares outstanding. In comparison, the second and third largest shareholders hold about 16% and 0.6% of the stock.

Our studies suggest that the top 13 shareholders collectively control less than half of the company's shares, meaning that the company's shares are widely disseminated and there is no dominant shareholder.

Researching institutional ownership is a good way to gauge and filter a stock's expected performance. The same can be achieved by studying analyst sentiments. As far as we can tell there isn't analyst coverage of the company, so it is probably flying under the radar.

Insider Ownership Of Sharjah Islamic Bank PJSC

While the precise definition of an insider can be subjective, almost everyone considers board members to be insiders. The company management answer to the board and the latter should represent the interests of shareholders. Notably, sometimes top-level managers are on the board themselves.

Most consider insider ownership a positive because it can indicate the board is well aligned with other shareholders. However, on some occasions too much power is concentrated within this group.

Our data cannot confirm that board members are holding shares personally. It is unusual not to have at least some personal holdings by board members, so our data might be flawed. A good next step would be to check how much the CEO is paid.

General Public Ownership

The general public -- including retail investors -- own 54% of Sharjah Islamic Bank PJSC. This level of ownership gives investors from the wider public some power to sway key policy decisions such as board composition, executive compensation, and the dividend payout ratio.

Private Equity Ownership

With an ownership of 28%, private equity firms are in a position to play a role in shaping corporate strategy with a focus on value creation. Some might like this, because private equity are sometimes activists who hold management accountable. But other times, private equity is selling out, having taking the company public.

Next Steps:

While it is well worth considering the different groups that own a company, there are other factors that are even more important. Take risks for example - Sharjah Islamic Bank PJSC has 1 warning sign we think you should be aware of.

If you would prefer check out another company -- one with potentially superior financials -- then do not miss this free list of interesting companies, backed by strong financial data.

NB: Figures in this article are calculated using data from the last twelve months, which refer to the 12-month period ending on the last date of the month the financial statement is dated. This may not be consistent with full year annual report figures.