The Guangdong Financial Supervisory Authority issued the “Guiding Opinions on Supporting the High-Quality Development of the Insurance Industry in Our Province and Helping Guangdong Take the Lead in Chinese-style Modernization”, which proposes speeding up the construction of a multi-level medical insurance system. Implement city-specific commercial medical insurance in a smooth and orderly manner, encourage the development of long-term medical insurance, and accelerate the development of nursing insurance and disability income loss insurance. Under the premise of controllable risk and commercial sustainability, we are steadily exploring the inclusion of new medical technologies, new drugs, and new devices in the scope of insurance coverage. Encourage the provision of health insurance products to groups such as the elderly and patients with chronic diseases. Support the fulfillment of health insurance responsibilities for insured persons through the provision of medical treatment, rehabilitation, nursing services, etc. Enrich the forms of commercial medical insurance products and promote the rapid settlement of medical expenses. Strengthen the construction of health service networks of insurance companies, support the establishment of joint cooperation mechanisms with pharmaceutical companies, explore diversified payment methods for innovative pharmaceutical devices, such as independent negotiation and payment according to the principle of market-based treatment, and promote the deep integration of health insurance with medical treatment and medicine.

The Guangdong Financial Supervisory Authority issued the “Guiding Opinions on Supporting the High-Quality Development of the Insurance Industry in Our Province and Helping Guangdong Take the Lead in Chinese-style Modernization”, which proposes speeding up the construction of a multi-level medical insurance system. Implement city-specific commercial medical insurance in a smooth and orderly manner, encourage the development of long-term medical insurance, and accelerate the development of nursing insurance and disability income loss insurance. Under the premise of controllable risk and commercial sustainability, we are steadily exploring the inclusion of new medical technologies, new drugs, and new devices in the scope of insurance coverage. Encourage the provision of health insurance products to groups such as the elderly and patients with chronic diseases. Support the fulfillment of health insurance responsibilities for insured persons through the provision of medical treatment, rehabilitation, nursing services, etc. Enrich the forms of commercial medical insurance products and promote the rapid settlement of medical expenses. Strengthen the construction of health service networks of insurance companies, support the establishment of joint cooperation mechanisms with pharmaceutical companies, explore diversified payment methods for innovative pharmaceutical devices, such as independent negotiation and payment according to the principle of market-based treatment, and promote the deep integration of health insurance with medical treatment and medicine.