The Industrial and Commercial Bank of China announced that from January 12, 2026, Beijing time, individual customers who open an account, actively deposit, or add a fixed investment plan for the deposit business must conduct a risk tolerance assessment according to the Bank's unified risk assessment questionnaire through channels such as ICBC business outlets, online banking, or the Industrial and Commercial Bank of China app, obtain C3-balanced and above assessment results, and sign a deposit risk disclosure statement. Individual customers who have already opened a savings account are not subject to the above conditions if they process operations such as redemption and exchange of savings accounts, execution, modification and termination of investment plans within the validity period, and cancellation of savings accounts.

The Industrial and Commercial Bank of China announced that from January 12, 2026, Beijing time, individual customers who open an account, actively deposit, or add a fixed investment plan for the deposit business must conduct a risk tolerance assessment according to the Bank's unified risk assessment questionnaire through channels such as ICBC business outlets, online banking, or the Industrial and Commercial Bank of China app, obtain C3-balanced and above assessment results, and sign a deposit risk disclosure statement. Individual customers who have already opened a savings account are not subject to the above conditions if they process operations such as redemption and exchange of savings accounts, execution, modification and termination of investment plans within the validity period, and cancellation of savings accounts.