The full HKD interest rate split for the next month saw a six-week low of 2.62%

Zhitongcaijing · 2d ago

The Zhitong Finance App learned that on January 2, the Hong Kong dollar interest rate split declined across the board, while the one-month interest rate related to the mortgage rate showed a six-week low of 2.6225%, down 45.298 basis points; the three-month interest rate report reflecting bank capital costs was 2.81,179%, down 12.065 basis points.

The overnight interest rate was 2.79857%, down 158.369 basis points; the one-week split rate fell 144.084 basis points to 2.58833%, while in two weeks it fell 78.81 basis points to 2.58619%. In terms of long-term interest, the six-month interest rate fell 10.654 basis points to 2.88816%, while the one-year interest rate fell 9.643 basis points to 2.9803%.

Furthermore, after 16 days, the Hong Kong Monetary Authority once again invested HK$3,079 billion in liquidity through the discount window, the highest since July 8, 2025, and HK$4.668 billion on the same day.

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