On January 1, the enhanced US subsidy aimed at reducing the premium burden of participants in the Affordable Care Act expires at the end of 2025, and it is estimated that more than 20 million Americans will face higher health insurance expenses starting 2026. The Democratic and Republican parties in the US have clashed many times before about whether to extend this subsidy. Ultimately, the parties failed to reach an agreement before the subsidy expires. It is expected that the House of Representatives may vote on the relevant plan again in January. The expiration of this subsidy mainly affects people who have not received health insurance through their employers and are not eligible for Medicaid programs or health insurance for the elderly, including self-employed workers, small business owners, farmers, and ranchers.

On January 1, the enhanced US subsidy aimed at reducing the premium burden of participants in the Affordable Care Act expires at the end of 2025, and it is estimated that more than 20 million Americans will face higher health insurance expenses starting 2026. The Democratic and Republican parties in the US have clashed many times before about whether to extend this subsidy. Ultimately, the parties failed to reach an agreement before the subsidy expires. It is expected that the House of Representatives may vote on the relevant plan again in January. The expiration of this subsidy mainly affects people who have not received health insurance through their employers and are not eligible for Medicaid programs or health insurance for the elderly, including self-employed workers, small business owners, farmers, and ranchers.