Looking back at the end of 2025, the wave of mergers and restructuring of small and medium-sized banks in China has advanced in depth and speed beyond expectations, and financial risk prevention and high-quality development of the industry have become the core main lines of this year. According to data from the Enterprise Warning Notice, as of December 26, a total of 394 banking institutions have been approved to withdraw from the market through mergers and dissolution in 2025.

Looking back at the end of 2025, the wave of mergers and restructuring of small and medium-sized banks in China has advanced in depth and speed beyond expectations, and financial risk prevention and high-quality development of the industry have become the core main lines of this year. According to data from the Enterprise Warning Notice, as of December 26, a total of 394 banking institutions have been approved to withdraw from the market through mergers and dissolution in 2025.