CICC: It is expected that the operating income and net profit of bank stocks will rise year-on-year within next year, and the pressure on net interest spreads will narrow further

The Zhitong Finance App learned that China Financial Services released a research report saying that it continues to be optimistic about the absolute earnings and relative earnings performance of domestic bank stocks. The listed banks it covers are expected to increase 2.5% and 3.6% year on year in 2026 and 27, and net profit to the mother will rise 1.9% and 2.6% year on year. Due to the further narrowing of net interest pressure, the reduction in credit investment quality is mainly due to weak demand for self-confidence loans and insufficient risk compensation. The characteristics of the investment region and industry are more obvious.

Furthermore, after several years of fee reduction and concessions, and the elimination of high base pressure, the growth rate of handling fee revenue is expected to rise steadily. Although exposure related to small and micro enterprises and retail customers is still the main source of bad generation, the company's business exposure has remained stable, and the net bad generation rate trend has even improved. The bank also anticipates an acceleration of supply-side reforms in the industry, a rapid decline in the number of bank licenses, and an improvement in industry competition and business patterns.