Globe Life (GL): Assessing Whether Recent Gains Still Leave Upside in the Valuation

Simply Wall St · 1d ago

Globe Life (GL) has been quietly grinding higher this year, and with the stock up roughly 26% over the past year, investors are asking whether the current valuation still leaves meaningful upside.

See our latest analysis for Globe Life.

That 26.5% one year total shareholder return reflects more than just a good run; it comes after a solid year to date share price gain as investors warm to Globe Life's steady earnings profile despite some recent share price consolidation around $131.37.

If Globe Life's climb has you thinking about what else might be quietly compounding in the background, now could be a smart time to explore fast growing stocks with high insider ownership.

With earnings still growing, shares trading below analyst targets and some models hinting at a steep intrinsic discount, the key question now is simple: is Globe Life a buy here, or is future growth already priced in?

Most Popular Narrative: 21.2% Undervalued

With Globe Life last closing at $131.37 against a widely followed fair value estimate of $166.70, the narrative leans toward meaningful upside from here.

The planned establishment of a Bermuda reinsurance affiliate is expected to significantly increase parent company free cash flow and financial flexibility by 2027 and beyond, providing greater capacity for share repurchases and/or strategic investments, positively impacting earnings per share.

Read the complete narrative.

Curious how steady, single digit growth assumptions can still point to a double digit upside case? The narrative quietly rewires earnings power, capital returns, and valuation multiples. Want to see which specific margin and buyback levers do the heavy lifting in that $166 plus fair value call?

Result: Fair Value of $166.70 (UNDERVALUED)

Have a read of the narrative in full and understand what's behind the forecasts.

However, this upside story still leans on smooth execution, with regulatory scrutiny and shifts away from agent led distribution both capable of pressuring growth.

Find out about the key risks to this Globe Life narrative.

Build Your Own Globe Life Narrative

If this perspective does not fully match your own or you would rather rely on your own analysis, you can build a custom view in just a few minutes, Do it your way.

A great starting point for your Globe Life research is our analysis highlighting 4 key rewards and 1 important warning sign that could impact your investment decision.

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.