At the 2026 Post Finance Forum and China Post Securities Strategy Report held on December 3, Huang Fusheng, vice president and chief economist of China Post Securities, pointed out that it will take 3-5 years to restore residents' wealth, and service consumption will become the blue ocean in the future and one of the core drivers for future consumption growth in China. Affected by price adjustments for assets such as real estate and equity, there is a large gap in residents' wealth in 2025 compared to the 2021 high. As real estate bottoms out, capital markets rise, and residents' deposits increase, residents' wealth can be restored to the previous high level in 2028 under an optimistic scenario.

At the 2026 Post Finance Forum and China Post Securities Strategy Report held on December 3, Huang Fusheng, vice president and chief economist of China Post Securities, pointed out that it will take 3-5 years to restore residents' wealth, and service consumption will become the blue ocean in the future and one of the core drivers for future consumption growth in China. Affected by price adjustments for assets such as real estate and equity, there is a large gap in residents' wealth in 2025 compared to the 2021 high. As real estate bottoms out, capital markets rise, and residents' deposits increase, residents' wealth can be restored to the previous high level in 2028 under an optimistic scenario.