On October 23, the latest RMB tracking data released by SWIFT showed that in September 2025, in the ranking of global payment currencies based on monetary statistics, the RMB rose one place in the global payment sector, ranking fifth, accounting for 3.17%. Compared with August 2025, the overall RMB payment amount increased by 15.53%, while the overall payment amount in all currencies increased by 6.74%. An authoritative industry insider interviewed by First Finance learned that RMB payments in SWIFT statistics only include offshore payment messages and some cross-border payment messages. A large number of RMB cross-border payments are not included in SWIFT statistics, because China's cross-border payments can also be completed through RMB cross-border payment systems and commercial banks' intra-bank systems. Unlike SWIFT, the Central Bank of China comprehensively considered the cross-border payment data completed by CIPS and commercial banking systems during the evaluation, which is more in line with the definition of international currency usage. The ranking of the “RMB is the third largest payment currency in the world” is based on this full-caliber statistic, which further reflects the real status of the RMB in international payments. In June 2025, Pan Gongsheng, Governor of the People's Bank of China, said at the 2025 Lujiazui Forum that the RMB has become the third largest payment currency in the world in terms of full caliber.

On October 23, the latest RMB tracking data released by SWIFT showed that in September 2025, in the ranking of global payment currencies based on monetary statistics, the RMB rose one place in the global payment sector, ranking fifth, accounting for 3.17%. Compared with August 2025, the overall RMB payment amount increased by 15.53%, while the overall payment amount in all currencies increased by 6.74%. An authoritative industry insider interviewed by First Finance learned that RMB payments in SWIFT statistics only include offshore payment messages and some cross-border payment messages. A large number of RMB cross-border payments are not included in SWIFT statistics, because China's cross-border payments can also be completed through RMB cross-border payment systems and commercial banks' intra-bank systems. Unlike SWIFT, the Central Bank of China comprehensively considered the cross-border payment data completed by CIPS and commercial banking systems during the evaluation, which is more in line with the definition of international currency usage. The ranking of the “RMB is the third largest payment currency in the world” is based on this full-caliber statistic, which further reflects the real status of the RMB in international payments. In June 2025, Pan Gongsheng, Governor of the People's Bank of China, said at the 2025 Lujiazui Forum that the RMB has become the third largest payment currency in the world in terms of full caliber.