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One97 Communications Limited (NSE:PAYTM) Could Be Less Than A Year Away From Profitability

Simply Wall St · 06/13 05:26

We feel now is a pretty good time to analyse One97 Communications Limited's (NSE:PAYTM) business as it appears the company may be on the cusp of a considerable accomplishment. One97 Communications Limited provides payment, commerce and cloud, and financial services to consumers and merchants in India, the United Arab Emirates, Saudi Arabia, and Singapore. On 31 March 2025, the ₹571b market-cap company posted a loss of ₹6.6b for its most recent financial year. Many investors are wondering about the rate at which One97 Communications will turn a profit, with the big question being “when will the company breakeven?” Below we will provide a high-level summary of the industry analysts’ expectations for the company.

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Consensus from 17 of the Indian Diversified Financial analysts is that One97 Communications is on the verge of breakeven. They anticipate the company to incur a final loss in 2025, before generating positive profits of ₹5.2b in 2026. The company is therefore projected to breakeven around 12 months from now or less. How fast will the company have to grow to reach the consensus forecasts that anticipate breakeven by 2026? Working backwards from analyst estimates, it turns out that they expect the company to grow 48% year-on-year, on average, which is extremely buoyant. Should the business grow at a slower rate, it will become profitable at a later date than expected.

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NSEI:PAYTM Earnings Per Share Growth June 13th 2025

Underlying developments driving One97 Communications' growth isn’t the focus of this broad overview, though, keep in mind that typically a high forecast growth rate is not unusual for a company that is currently undergoing an investment period.

View our latest analysis for One97 Communications

Before we wrap up, there’s one aspect worth mentioning. The company has managed its capital judiciously, with debt making up 0.03% of equity. This means that it has predominantly funded its operations from equity capital, and its low debt obligation reduces the risk around investing in the loss-making company.

Next Steps:

There are key fundamentals of One97 Communications which are not covered in this article, but we must stress again that this is merely a basic overview. For a more comprehensive look at One97 Communications, take a look at One97 Communications' company page on Simply Wall St. We've also put together a list of important factors you should further examine:

  1. Valuation: What is One97 Communications worth today? Has the future growth potential already been factored into the price? The intrinsic value infographic in our free research report helps visualize whether One97 Communications is currently mispriced by the market.
  2. Management Team: An experienced management team on the helm increases our confidence in the business – take a look at who sits on One97 Communications’s board and the CEO’s background.
  3. Other High-Performing Stocks: Are there other stocks that provide better prospects with proven track records? Explore our free list of these great stocks here.