As banks have recently lowered interest rates on deposits, brokerage firms have also followed up and adjusted customer guarantee interest rates one after another. Recently, GF Securities and Minsheng Securities successively adjusted the interest rate standard for customer fund settlement to 0.05%. Industry insiders believe that more brokerage firms may follow suit in the future. In fact, in the past year or two, margin interest rates for brokerage customer fund accounts have been lowered many times, from 0.25% all the way to 0.05%. Interviewees told reporters that brokers' interest rate cuts will have little impact on investors, but they will affect brokers' interest rate spread income. If investors have idle funds in their fund accounts and want to pursue higher returns, they can purchase margin wealth management products on the brokerage app.

As banks have recently lowered interest rates on deposits, brokerage firms have also followed up and adjusted customer guarantee interest rates one after another. Recently, GF Securities and Minsheng Securities successively adjusted the interest rate standard for customer fund settlement to 0.05%. Industry insiders believe that more brokerage firms may follow suit in the future. In fact, in the past year or two, margin interest rates for brokerage customer fund accounts have been lowered many times, from 0.25% all the way to 0.05%. Interviewees told reporters that brokers' interest rate cuts will have little impact on investors, but they will affect brokers' interest rate spread income. If investors have idle funds in their fund accounts and want to pursue higher returns, they can purchase margin wealth management products on the brokerage app.