On the morning of April 28, during a live broadcast recently, I was asked “Can I not pay back the money I owe you 360 IOU?” Zhou Hongyi, founder and chairman of 360 Group, said, “That's not my company.” The actual operator of the 360 IOU is Qifu Technology. According to public information, 360 Finance was initially established as a financial business incubator under the 360 Group. It operated independently in June 2018, and was listed on the NASDAQ in December of the same year. In August 2020, the company changed its name from 360 Finance to 360 Digital, emphasizing technological attributes, and was listed on the Hong Kong Stock Exchange for the second time in November 2022. In February 2023, 360 Digital Technology once again changed its name to Qifu Technology, further downplaying the 360 label and strengthening its position as a fintech. Zhou Hongli was a director and chairman of the board of directors of Qifu Technology, but she resigned from the relevant position in August 2024 and is no longer directly involved in management. However, according to Qifu Technology's 2024 financial report, as of the end of 2024, Zhou Hongyi still indirectly held 16% of Qifu Technology's shares through Aerovane Company Limited, making him the company's largest shareholder.

On the morning of April 28, during a live broadcast recently, I was asked “Can I not pay back the money I owe you 360 IOU?” Zhou Hongyi, founder and chairman of 360 Group, said, “That's not my company.” The actual operator of the 360 IOU is Qifu Technology. According to public information, 360 Finance was initially established as a financial business incubator under the 360 Group. It operated independently in June 2018, and was listed on the NASDAQ in December of the same year. In August 2020, the company changed its name from 360 Finance to 360 Digital, emphasizing technological attributes, and was listed on the Hong Kong Stock Exchange for the second time in November 2022. In February 2023, 360 Digital Technology once again changed its name to Qifu Technology, further downplaying the 360 label and strengthening its position as a fintech. Zhou Hongli was a director and chairman of the board of directors of Qifu Technology, but she resigned from the relevant position in August 2024 and is no longer directly involved in management. However, according to Qifu Technology's 2024 financial report, as of the end of 2024, Zhou Hongyi still indirectly held 16% of Qifu Technology's shares through Aerovane Company Limited, making him the company's largest shareholder.