Affected by fluctuations in the bond market, the net value of many fixed income wealth management products has been continuously adjusted since late September. Some investors reported that their wealth management products with a relatively low risk level showed negative returns on the eve of the National Day. Although their net worth has now rebounded, they have not returned to the level of mid-September. Industry insiders said that the underlying assets for low-risk fixed income product allocations are mainly bonds, so they are greatly affected by recent fluctuations in the bond market. In the short term, this round of bond market adjustments is not over yet, but there is relatively limited room for adjustment; in the medium term, the main logic supporting the bond market has not changed, and the fundamentals and monetary policy environment are still beneficial to the bond market. Investors should diversify their assets according to their own risk appetite.

Affected by fluctuations in the bond market, the net value of many fixed income wealth management products has been continuously adjusted since late September. Some investors reported that their wealth management products with a relatively low risk level showed negative returns on the eve of the National Day. Although their net worth has now rebounded, they have not returned to the level of mid-September. Industry insiders said that the underlying assets for low-risk fixed income product allocations are mainly bonds, so they are greatly affected by recent fluctuations in the bond market. In the short term, this round of bond market adjustments is not over yet, but there is relatively limited room for adjustment; in the medium term, the main logic supporting the bond market has not changed, and the fundamentals and monetary policy environment are still beneficial to the bond market. Investors should diversify their assets according to their own risk appetite.