The Economic Daily article points out that “zero down payment” seems to allow buyers to take the shortcut of getting on the bus first and then buying a ticket. In fact, there are many hidden risks. A little carelessness will cause borrowers to fall deep into a debt trap. In the face of the temptation of “zero down payment,” buyers should be wary. In particular, when applying for a loan, we categorically refuse to use non-compliant means to raise a down payment. At the same time, it is necessary to cultivate the concept of rational consumption and act within one's ability to repay. Buyers need to fully understand factors such as loan terms, contract terms, and liability for breach of contract, and be wary of clause traps, so as not to suffer big losses due to being greedy for small and cheap prices.

The Economic Daily article points out that “zero down payment” seems to allow buyers to take the shortcut of getting on the bus first and then buying a ticket. In fact, there are many hidden risks. A little carelessness will cause borrowers to fall deep into a debt trap. In the face of the temptation of “zero down payment,” buyers should be wary. In particular, when applying for a loan, we categorically refuse to use non-compliant means to raise a down payment. At the same time, it is necessary to cultivate the concept of rational consumption and act within one's ability to repay. Buyers need to fully understand factors such as loan terms, contract terms, and liability for breach of contract, and be wary of clause traps, so as not to suffer big losses due to being greedy for small and cheap prices.