In the first half of 2024, China Post Savings Bank achieved operating income of 176.789 billion yuan, a slight decrease of 0.11% over the previous year. Among them, net interest income was 142,876 billion yuan, up 1.83% year on year, and the net interest yield was 1.91%, down 1 basis point from the first quarter, maintaining an excellent level among major state-owned banks. Net revenue from handling fees and commissions was $15.161 billion, down 16.71% year on year. It was mainly affected by the “integrated reporting and banking” policy, and the revenue from the agency insurance business decreased. The Postbank's non-performing loan ratio during the reporting period was 0.84%, the same as at the end of the previous year, and asset quality remained stable. The provision coverage rate is 325.61%, and the risk compensation capacity is sufficient. Credit impairment losses were $16.120 billion, a year-on-year decrease of 16.55%, showing the bank's effectiveness in risk management.

In the first half of 2024, China Post Savings Bank achieved operating income of 176.789 billion yuan, a slight decrease of 0.11% over the previous year. Among them, net interest income was 142,876 billion yuan, up 1.83% year on year, and the net interest yield was 1.91%, down 1 basis point from the first quarter, maintaining an excellent level among major state-owned banks. Net revenue from handling fees and commissions was $15.161 billion, down 16.71% year on year. It was mainly affected by the “integrated reporting and banking” policy, and the revenue from the agency insurance business decreased. The Postbank's non-performing loan ratio during the reporting period was 0.84%, the same as at the end of the previous year, and asset quality remained stable. The provision coverage rate is 325.61%, and the risk compensation capacity is sufficient. Credit impairment losses were $16.120 billion, a year-on-year decrease of 16.55%, showing the bank's effectiveness in risk management.