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Why was my ACH transfer rejected?


Why was my ACH deposit rejected?

  • Invalid ABA Code or Swift Code: Ensure you have entered the correct routing number or Swift code. Link your bank account again with the accurate details.
  • Expired ACH Link: If you recently changed your bank account password, registered email, or other key information, your current ACH link may have expired. Unlink your ACH and reverify your bank account.
  • Connection Issues: There may be connectivity issues between Webull and your bank. Unlink your bank account and use micro-deposit verification to relink it.
  • Insufficient Funds: If your linked bank account lacks sufficient balance, the transfer may be rejected. Verify your balance and try again later, or unlink and relink your bank account using Real-Time Verification.


Why was my ACH withdrawal request rejected?

  • Insufficient Funds: Ensure that you have enough funds available for withdrawal.
  • Daily Limit: The maximum daily ACH withdrawal limit is $50,000. The cutoff time for withdrawals is 4:00 pm EDT. If your request exceeds this limit, try again after the current withdrawal has processed, typically within 1-2 business days.
  • Different Bank Accounts: If you are withdrawing funds to a different bank account from the one used for recent deposits (within the past 60 days), additional verification may be required. If the original bank account is closed or inaccessible, contact us at 888-828-0618 or support@webull.us.
  • Invalid ABA Code or Swift Code: Re-link your bank account with the correct information if there is an error with the routing number or Swift code.
  • Expired ACH Link: Recent changes to your bank account details, such as password or registered email, may cause your ACH link to expire. Re-link your bank account to resolve this issue.
  • Recent ACAT Activity: Assets transferred via ACATS are subject to a withdrawal hold period of up to 30 days, starting the day after the transfer has settled.

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