Account Inactivity Fee

What is the account inactivity fee?

Starting in July 2026, accounts that have been inactive for more than 12 consecutive months will incur a fee of $5 per month. This fee is typically charged within the first two weeks of each month and will continue to be charged monthly until account activity resumes or the account balance is depleted.

How is an inactive account defined?

An account is considered inactive if both of the following are true for a continuous period of more than 12 months:

• The account has not been logged into
• No contact has been made through the account's registered email address or phone number

Simply logging in or reaching out to us through your registered contact information at least once every 12 months is enough to keep your account active and avoid the fee.

Which account types are subject to the account inactivity fee?

Brokerage accounts (both cash and margin) are subject to the account inactivity fee if they remain inactive for more than 12 months.

Are any accounts exempt from the account inactivity fee?

Yes. The following accounts are exempt regardless of activity:

• IRAs (Individual Retirement Accounts)
• Advisory accounts
• Accounts holding options positions
• Accounts holding fixed income instruments (such as bonds, treasuries, or money market funds)
• Futures accounts
• Event accounts
• Crypto accounts
• Accounts with a net asset value (NAV) of $1,000 or more