Deposit & Withdrawal
Why can't I withdraw my cash immediately?
Why can't I withdraw my cash immediately?

For account security and risk-management purposes, your cash available to withdraw may be less than your cash balance for the following reasons:

1) Withdrawal Holding Period

If you deposit funds by ACH transfers, your deposits need to stay in your account for a minimum of 7 trading days. If you deposit funds by wire transfers, the withdrawal holding period will be 1 trading day

Deposit MethodsHolding Period
ACH7 Business Days
Wire1 Business Day

2) Settlement Period

The settlement period is the trade date plus two trading days (T+2). Funds are not available to withdraw before fully settled

3) Required Margin Maintenance

NYSE & FINRA rules require investors to maintain a certain minimum amount of equity in their margin account at all times.

4) Pending Orders & Frozen Funds

The funds used in pending orders and purchasing IPOs and Secondary Offerings will be locked up in your trading account and are not available to be withdrawn.

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