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F&G Annuities & Life, Inc. is a provider of insurance solutions serving retail annuity and life customers, as well as institutional clients. Through its insurance subsidiaries, it markets a portfolio of annuities, including fixed indexed annuities (FIAs) and multi-year guarantee annuities (MYGAs), pension risk transfer (PRT) solutions, as well as indexed universal life (IUL) insurance and institutional funding agreements. Its fixed indexed annuities (FIAs) allow contract owners the possibility of earning returns linked to the performance of a specified market index, predominantly the S&P 500 Index, while providing principal protection. All FIA products allow policyholders to allocate funds once a year among several different crediting strategies, including one or more index-based strategies and a traditional fixed rate strategy. Its retail annuities serve as a retirement and savings tool on which its customers rely for principal protection and predictable income streams.