CFFI

C&F Financial Corporation is a bank holding company, which conducts its operations through its subsidiaries, including Citizens and Farmers Bank (the Bank). The Company operates through three segments. Community Banking segment operates through C&F Bank, which provides a range of banking services to individuals and businesses, including various types of checking and savings deposit accounts, as well as business, real estate, development, mortgage, home equity and installment loans. Mortgage banking segment operates through C&F Mortgage, which provides mortgage loan origination services through 14 locations in Virginia and one each in Maryland, North Carolina, South Carolina, and West Virginia. The segment offers a range of residential mortgage loans, which are originated for sale to investors in the secondary mortgage market. Consumer finance segment conducts its activities through C&F Finance, which provides automobile financing through lending programs.