United Overseas Bank Limited is a Singapore-based bank. Its segments include Group Retail, Group Wholesale Banking and Global Markets. Group Retail segment covers individual customers. Customers have access to a diverse range of products and services, including deposits, insurance, card, wealth management, investment and loan products which are available across its global branch network. Group Wholesale Banking segment encompasses corporate and institutional client segments which include small, medium and large enterprises, local and multi-national corporations, financial sponsors and property funds. It provides customers with a range of products and services, including loans, trade services, cash management, capital markets solutions and advisory and treasury products. Global Markets provides a comprehensive suite of treasury products and services across multi-asset classes which include foreign exchange, interest rate, credit, commodities, equities and structured investment products.