SmartCard Marketing Systems, Inc. is a financial technology and payment technology accelerator company. The Company is operating as an e-commerce, cloud, and mobility marketplace and applications with embedded payments and blockchain protocols. The Company’s in-house lab offers customers software solutions, including Generocity.com, a coupon and incentive platform for the retail and events industry, and Check21SAAS.com, a remote deposit check solution for X9 clearing. It also streamlines the tokenization of real-world assets, optimizing verification, treasury, monitoring liquidity (off-chain and on-chain), CEX engagement and community development. Its Platform as a Service portfolio is marketed through its own marketplace Emphasispay.com with enterprise partners, ISO’s, ISV’s and VAR’s. The Company’s wholly owned subsidiary is VelocityMWallet Technology LLC, which also provides software solutions, such as a transaction payment ecosystem for alternative payment solutions and processing.