DNB Bank ASA is a Norway-based financial services group in the Nordic region. The Group offers a full range of financial services, including loans, savings, advisory services, insurance and pension products for retail and corporate customers. DNB has operating segments: The Personal customers, which includes products and activities offered to private customers with the exception of home mortgages recorded under Traditional pension products. DNB offers distribution network, comprising mobile banking, digital banking, branch offices, customer centres and real estate broking; The Corporate customers Norway covers sale of products to and advisory services for small and medium-sized enterprises in Norway; The Large corporates and international customers covers Norwegian and international corporate customers in every industry segment, excluding commercial real estate. The Risk management and Traditional pension products segments are included in Other operations.