Bendigo and Adelaide Bank Limited is an Australia-based banking and financial services company. It is engaged in the provision of a range of banking and other financial services, including consumer, residential, business, rural and commercial lending, deposit taking, payments services, wealth management, margin lending, treasury and foreign exchange services. Its Consumer division focuses on engaging with and servicing its consumer customers and includes the branch network, Up digital bank, mobile relationship managers, third party banking channels, wealth services, cards and payments, home safe and customer support functions. Its Business and Agribusiness segments focus on servicing business customers and includes Business Banking, Portfolio Funding, and Agribusiness, which includes all banking services provided to its agribusiness and farming customers. Corporate includes the results of its support functions including treasury, technology, property services, finance, risk and others.