Oregon Pacific Bancorp (ORPB), the holding company of Oregon Pacific Bank (the Bank). The Bank is an Oregon state-chartered institution. The Bank provides banking products and services from its full-service branches in Florence, Eugene, Portland, Coos Bay, Roseburg, and Medford. The Bank, specializing in offering comprehensive financial services to local families and business owners, services customers in Lane, Douglas, Coos, Jackson, Josephine and Washington Counties. Its financial services include full-service banking for both individual and business customers which includes checking, savings, money market, and time deposit accounts. The Bank also offers a variety of lending services including commercial, consumer, and credit cards. Its merchant services department handles payment processing solutions for business clients. Wealth management services are also available through the Bank’s subsidiary, Oregon Pacific Wealth Management, allowing the Bank to offer non-deposit products.