North Dallas Bank & Trust Co. is engaged in providing a variety of financial services to individuals and small businesses. It provides various services, including personal banking, personal borrowing, business banking and business borrowing. Its loan portfolio includes commercial, commercial real estate, residential real estate, interim construction loans, Equipment Financing, and other loans. Its personal banking services include personal checking, personal saving, personal debit cards, and personal certificate of deposits (CDs) and individual retirement account (IRAs). Its personal borrowing services include personal loans, mortgages and personal credit cards. Its business banking services include business checking, business saving, business debit cards, and treasury management. Its business borrowing services include small business line of credit, and small business term loan. It has five banking center locations in North Texas.