River City Bank (the Bank) is a commercial bank. It offers a comprehensive suite of banking services, including loans, deposits, and cash management tools, to businesses, consumers, municipalities and the commercial real estate sector. The Bank operates eight branch locations within El Dorado, Placer, Sacramento and Yolo counties. Additionally, the Bank operates one loan production office in San Francisco County. The Bank's primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are commercial real estate, commercial, agriculture, residential mortgage, and consumer loans. The Bank serves industries, such as agribusiness, clean energy, commercial real estate, construction, healthcare, manufacturing and distribution, nonprofit, professional services, property management, and representative payee. Its personal banking services include checking and savings, online and mobile banking, loans, home mortgage and debit Mastercard.