Heritage Financial Corporation is a bank holding company. The Company is primarily engaged in the business of planning, directing, and coordinating the business activities of its wholly owned subsidiary, Heritage Bank. Its business consists of commercial lending and deposit relationships with small and medium-sized businesses and owners in market areas and attracting deposits from the public. It also makes real estate construction and land development loans and consumer loans. The Company offers a full range of products and services to customers for personal and business banking needs designed to attract both short-term and long-term deposits. Its personal and business banking account types include noninterest demand deposits, interest-bearing demand deposits, money market accounts, savings accounts, and certificate of deposit accounts. The Company operates throughout Washington State, the greater Portland, Oregon area, Eugene, Oregon and Boise, Idaho.